Free use of online platform for submitting applications for housing loans
A prospective home buyer, based on research results, must make approximately 12 to 15 visits to a physical bank branch in order to initially learn about mortgage products, apply for one by providing the necessary supporting documents, and complete the application for a mortgage loan.
As announced, e-stegastiko, utilizing Prosperty’s technology, changes the data as through the online application provided for free on the platform, interested parties can apply for a mortgage loan at the same time in less than 5 minutes and with a single submission and in multiple banks.
The platform, as stated in the relevant announcement, guarantees the reliability of the process, having received an official license to operate as a “Mortgage Broker” from the Bank of Greece in accordance with paragraph 4 of article 28 of Law 4438/2016, providing the services in full harmonization and cooperation with the 4 systemic banks of Greece (Alpha Bank, National Bank, Eurobank & Piraeus Bank).
What do interested parties gain by applying for a mortgage through e-stegastiko.gr, according to the company’s announcement:
– Easy & fast application process through online application: Users can apply for a home loan through e-stegastiko’s easy-to-use application in 3 steps. By filling in their personal and financial details, as well as information about the property they are interested in getting a home loan for.
– Plenty of housing product options: Users can choose the appropriate banking products from the 4 largest banks in Greece (Alpha Bank, National Bank, Eurobank & Piraeus Bank) that meet their needs, by sending a single application for housing loan requests and in the 4 largest banks.
– Support from specialized Loan Advisors.
– Free provision of services: The use of the online application, consulting services as well as all support up to the disbursement of the amount, are provided without any financial burden for the interested parties by e-stegastiko.
– Privileged conditions for special categories of applicants: Through e-stegastiko, there is the possibility of negotiating special privileges and loan conditions for specific categories of borrowers, among them the employees of the Armed Forces.
e-stegastiko is aimed at buyers who have found the property they wish to buy, anywhere in Greece, and need financing for the final closing of the contract. Also to those who wish to receive financial pre-approval before even looking for the property they will acquire, in order to calculate the amount of the loan they can receive and then look for a property that fits their budget. It is addressed to Greeks with a tax domicile abroad, who wish to buy real estate in our country, as well as to foreign investors who wish to invest in Greece through the purchase of real estate, making their investment safely and successfully. Soon, the e-stegastiko application will provide users with additional features, including online submission of documents, digital signatures of documents and the ability to apply online for any type of loan.
Those interested can visit the e-stegastiko by Prosperty website at https://e-stegastiko.gr to learn about the services offered by the new platform and start the mortgage loan process.
